2585 Ranch Trail Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 2585 Ranch Trail Rd, Laurel, MT 59044

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,127 sqft · built 2014
Lot Size0.572 acres (24,916 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Feb 2015)
Tax Bill$3,552 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone D (undetermined)
APN000C154650

Property Details

APN / Parcel Number

Primary APN000C154650
Alternative APNs
  • 03-0821-06-4-07-30-0000
  • R0354261
  • C15465

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,127 sqft Living Area
Gross Area4,254 sqft
1st Floor Area2,127 sqft
Basement Area2,127 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,916 sqft (0.572 acres)
View / LotNeighborhood / Spot
Garage Area1,238 sqft
Parking Spaces5 Parking Spaces
PorchOpen Frame Porch
Porch Area429 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2585 RANCH TRAIL RD
CityLAUREL
StateMT
Zip59044-3643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 7, ACRES 0.572
Legal Range24E
Legal Township02S
Legal Section06
Legal SubdivisionSADDLEBACK RIDGE ESTATES SUB 2ND FIL
Legal Block4
Legal Lot Number7
JurisdictionYELLOWSTONE MT
Township / Civil DivisionLAUREL
Census Block Group1
Census Block1001
Census Tract1403

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2585 RANCH TRAIL RD, LAUREL, MT 59044-3643
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2015 · Amount on Record
Deed SaleFeb 4, 2015 · Amount on Record
Prior SaleFeb 4, 2015 · Amount on Record
Deed Document Number20153730721
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address2585 RANCH TRAIL RD, LAUREL, MT 59044-3643
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004125164
DateFeb 2, 2026
Instrument4125164
Lender
NameALTANA FCU
TypeCredit Union
AddressBILLINGS, MT 59102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Elementary School DistrictLaurel Elementary School District (PK - 08)
Secondary School DistrictLaurel High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$697,900 (-) Land $106,843 Building $591,057$697,900 (-) Land $106,843 Building $591,057
2025$3,552.00 (-13.72%)$697,900 (+17.35%) Land $106,843 Building $591,057$697,900 (+17.35%) Land $106,843 Building $591,057
2024$4,117.00 (+9.29%)
2023$3,767.00$594,700$594,700 Land $95,948 Building $498,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Montana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Wisp West
Fixed Wireless
100 / 20

Nearby Properties on Ranch Trail Rd

Nearby Streets

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