Yellowstone County property record for 2490 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 4,123 sqft · built 2010 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,882 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154890 |
| Primary APN | 000C154890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,123 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 2,170 sqft |
| Finished Basement | 1,953 sqft |
| Unfinished Basement | 217 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,657 sqft (0.589 acres) |
| Terrain | Rolling |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,208 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 279 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2490 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 5, LOT 14, ACRES 0.589 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
2490 Ranch Trail Rd is owned and occupied by two individuals who acquired it in July 2018.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2490 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK |
| Jul 16, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2018 |
| Deed Sale | Jul 16, 2018 |
| Prior Sale | Mar 5, 2012 · Amount on File |
| Deed Document Number | 20183854650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2490 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0004006994 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 4006994 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jul 16, 2018 |
| Property Address | 2490 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Document Number | 0003854650 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 3854650 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 SADDLEHORN DR LAUREL MT 590443639, LAUREL, MT 59044-3639 |
The 2025 property tax bill for 2490 Ranch Trail Rd was $3,882, down 10.1% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,600 (-) Land $108,356 Building $652,244 | $760,600 (-) Land $108,356 Building $652,244 | |
| 2025 | $3,882.00 (-10.08%) | $760,600 Land $108,356 Building $652,244 | $760,600 Land $108,356 Building $652,244 |
| 2024 | $4,317.00 (+8.88%) | ||
| 2023 | $3,965.00 | $625,900 | $625,900 Land $96,286 Building $529,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2490 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2490 Ranch Trail Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures