Yellowstone County property record for 2650 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,944 sqft · built 2019 |
| Lot Size | 0.823 acres (35,850 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154830 |
| Primary APN | 000C154830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,944 sqft Living Area |
| Gross Area | 4,376 sqft |
| 1st Floor Area | 2,076 sqft |
| Basement Area | 2,076 sqft |
| Finished Basement | 1,868 sqft |
| Unfinished Basement | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,850 sqft (0.823 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2650 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 5, LOT 8, ACRES 0.823 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
2650 Ranch Trail Rd is owned and occupied by two individuals who acquired it in June 2023.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2650 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Apr 9, 2020 | Deed of Trust, Mortgage STOCKMAN BK/MT |
| Aug 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MONTANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 |
| Deed Sale | Jun 1, 2023 |
| Prior Sale | Mar 3, 2014 |
| Deed Document Number | 20234048259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 1, 2023 |
| Property Address | 2650 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Document Number | 0004048259 |
| Map Reference | DOC 3366424 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 4048259 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2650 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2650 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Document Number | 0003916647 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2650 RANCH TRAIL RD LAUREL MT 590443644, LAUREL, MT 59044-3644 |
| Document Number | 0003916647 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 3916647 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 26, 2019 |
| Property Address | 2650 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 3894274 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 10, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 312 WHITE STAR CIR BILLINGS MT 591068500, BILLINGS, MT 59106-8500 |
| Document Number | 0003894274 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 3894274 |
| Name | STOCKMAN BK/MONTANA |
|---|---|
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2650 Ranch Trail Rd was $4,120, down 7.4% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,700 (-) Land $127,230 Building $675,470 | $802,700 (-) Land $127,230 Building $675,470 | |
| 2025 | $4,120.00 (-7.35%) | $802,700 Land $127,230 Building $675,470 | $802,700 Land $127,230 Building $675,470 |
| 2024 | $4,447.00 (-6.12%) | ||
| 2023 | $4,737.00 | $747,769 | $747,769 Land $100,229 Building $647,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2650 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2650 Ranch Trail Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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