Yellowstone County property record for 2605 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 3,761 sqft · built 2009 |
| Lot Size | 0.726 acres (31,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154640 |
| Primary APN | 000C154640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,761 sqft Living Area |
| Gross Area | 4,734 sqft |
| 1st Floor Area | 2,227 sqft |
| Basement Area | 2,199 sqft |
| Finished Basement | 1,534 sqft |
| Unfinished Basement | 665 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,625 sqft (0.726 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 996 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 640 sqft |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2605 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 6, ACRES 0.726 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
2605 Ranch Trail Rd is owned and occupied by two individuals who acquired it in July 2007.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2605 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2007 |
| Deed Sale | Jul 23, 2007 |
| Prior Sale | Jul 23, 2007 |
| Deed Document Number | 20073431352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2605 RANCH TRAIL RD, LAUREL, MT 59044-3644 |
| Document Number | 0003918281 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2605 RANCH TRAIL RD LAUREL MT 590443644, LAUREL, MT 59044-3644 |
| Document Number | 0003918281 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 3918281 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 26, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2605 Ranch Trail Rd was $4,160, down 1% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,200 (-) Land $119,797 Building $691,403 | $811,200 (-) Land $119,797 Building $691,403 | |
| 2025 | $4,160.00 (-9.96%) | $811,200 Land $119,797 Building $691,403 | $811,200 Land $119,797 Building $691,403 |
| 2024 | $4,620.00 (+8.32%) | ||
| 2023 | $4,265.00 | $673,300 | $673,300 Land $98,732 Building $574,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2605 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2605 Ranch Trail Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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