Yellowstone County property record for 2545 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,583 sqft · built 2008 |
| Lot Size | 1.23 acres (53,622 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,773 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Jul 2019 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154670 |
| Primary APN | 000C154670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,583 sqft Living Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 1,886 sqft |
| Finished Basement | 1,697 sqft |
| Unfinished Basement | 189 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,622 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 948 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 775 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2545 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 9, ACRES 1.231 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
2545 Ranch Trail Rd is owned and occupied by two individuals who acquired it in April 2022.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2545 RANCH TRAIL RD, LAUREL, MT 59044-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Jul 2, 2019 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 |
| Deed Sale | Apr 4, 2022 |
| Prior Sale | Oct 11, 2007 |
| Deed Document Number | 20224012874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 4, 2022 |
| Property Address | 2545 RANCH TRAIL RD, LAUREL, MT 59044-3643 |
| Document Number | 0004012874 |
| Map Reference | DOC 3366424 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 4012874 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2545 RANCH TRAIL RD, LAUREL, MT 59044-3643 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2545 RANCH TRAIL RD, LAUREL, MT 59044-3643 |
| Document Number | 0003888446 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2545 RANCH TRAIL RD LAUREL MT 590443643, LAUREL, MT 59044-3643 |
| Document Number | 0003888446 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 3888446 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 10, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2545 Ranch Trail Rd was $3,773, down 10.4% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $737,500 (-) Land $154,355 Building $583,145 | $737,500 (-) Land $154,355 Building $583,145 | |
| 2025 | $3,773.00 (-10.42%) | $737,500 Land $154,355 Building $583,145 | $737,500 Land $154,355 Building $583,145 |
| 2024 | $4,212.00 (+9.09%) | ||
| 2023 | $3,861.00 | $609,600 | $609,600 Land $105,191 Building $504,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2545 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2545 Ranch Trail Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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