2565 Cherokee Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2565 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1979
Square Footage	1,857 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Garage	Finished, 1,200 sqft
Occupancy	Owner Occupied
Tax Bill	$3,559.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58657`
Alternative APN	`242629367000040030`

Interior

Full Baths	3 Baths
Building Area	1,857 sqft Heated Area
Gross Area	3,146 sqft Gross Area
1st Floor	1,857 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Finished Garage
Garage Area	1,200 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Finished/Screened Porch
Porch Area	507 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	58657
Street Address	2565 CHEROKEE RD
City	SAINT CLOUD
State	FL
Zip	34772-7434
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KISSIMMEE PARK BLK 4 LOT 3 PB 1 PG 041
Legal Range	29E
Legal Township	26S
Legal Section	24
Legal Subdivision	KISSIMMEE PARK
Legal Tract	3670
Legal Block	4
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43209

Owner

Source: Osceola County records · APN 58657

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2565 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2019
Deed Sale	Jun 06, 2019
Deed Doc Number	0005536731
Record Refreshed	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2565 CHEROKEE RD, SAINT CLOUD, FL 34772-7434
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068542523
Date	Sep 29, 2025
Book Page	6854/2523
Instrument	2025119226

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (+7.75%) Homeowner's exemption Disabled Person's exemption	$251,362 (+5.99%)	$519,100 (+1.84%) Land $249,000 Building $270,100
2023	$3,303.00 (+2.39%) Homeowner's exemption Disabled Person's exemption	$237,164 (+3%)	$509,700 (+40.68%) Land $249,000 Building $260,700
2022	$3,226.00 Homeowner's exemption Disabled Person's exemption	$230,257	$362,300 Land $139,400 Building $222,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	57.0 ft

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	About 1 in 159 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.