Osceola County property record for 2575 Cherokee Rd, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,357 sqft Living Area |
| Lot Size | 173,804 sqft (3.99 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $33,000 (2003) |
| Tax Bill | $7,786.00 (2025) |
| Primary APN | 24-26-29-3670-0004-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 3,735 sqft Gross Area |
| 1st Floor | 2,357 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 173,804 sqft (3.99 acres) |
| Garage Type | Carport Garage |
| Garage Area | 624 sqft Garage |
| Carport | Carport |
| Carport Area | 624 sqft Carport |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2575 CHEROKEE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KISSIMMEE PARK PB 1 PG 041 BLK 4 LOT 6 LESS W 265 FT OF S 1/2 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3670 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 24-26-29-3670-0004-0060
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2575 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage CENTENNIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2003 · Amount on Record |
| Deed Sale | Apr 21, 2003 · Amount on Record |
| Deed Book / Page | 2234 / 188 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 12, 2026 |
| Property Address | 2575 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0000063259 |
| Book / Page | 6970 / 2987 |
| Instrument Date | May 04, 2026 |
| Instrument | 202663259 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2575 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0000063259, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 6970/2987 |
| Instrument | 202663259 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2575 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2585 CHEROKEE RD, SAINT CLOUD, FL 34772-7434 |
| Document Number | 0061110423 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 6111/423 |
| Instrument | 2021195525 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,786.00 (+4.22%) Homeowner's exemption | $551,409 (-19.34%) | $616,500 (-9.82%) Land $219,400 Building $397,100 |
| 2024 | $7,471.00 (-22.23%) | ||
| 2023 | $9,607.00 (+398.03%) Homeowner's exemption | $683,600 (+395.36%) Land $219,400 Building $464,200 | $683,600 (+395.36%) Land $219,400 Building $464,200 |
| 2022 | $1,929.00 | $138,000 Land $138,000 | $138,000 Land $138,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 147 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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