2580 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2580 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,262 sqft · built 1911
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Tax Bill	$16,669 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-0004-0043-00`

Property Details

APN / Parcel Number

Primary APN	`041-0004-0043-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,262 sqft Living Area
1st Floor Area	2,196 sqft
2nd Floor Area	258 sqft
Attic	Attic
Attic Area	808 sqft
Basement Area	2,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	150 ft deep x 217 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2580 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2580 OBSERVATORY AVE 67 X 150 LOT 160 PT 159 HYDE PARK SUB
Legal Subdivision	HYDE PARK SUB
Legal Lot Number	160
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2580 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 23, 2003 · Amount on Record
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000111424
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2021
Property Address	2580 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
Document Number	0000111424
Book / Page	14502 / 2812
Map Reference	MB 11 PG 53
Instrument Date	Aug 13, 2021
Instrument	2021-0111424
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORELOGIC DR, WESTLAKE, TX 76262-5310

Mortgage

Document Number	0000111426
Date	Sep 15, 2021
Book Page	14502/2825
Instrument	2021-0111426

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Sep 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.7%
Index	Other
Margin	3
Max Rate	7.7%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,669.00 (+3.12%)	$270,193 (-) Land $105,854 Building $164,339
2024	$16,164.00 (-2.2%)	$270,193 (-) Land $105,854 Building $164,339
2023	$16,528.00 (+4.78%)	$270,193 (+16.83%) Land $105,854 Building $164,339	$771,980 (+16.83%) Land $302,440 Building $469,540
2022	$15,774.00 Homeowner's exemption	$231,263 Land $77,291 Building $153,972
2020			$660,750 Land $220,830 Building $439,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20