2562 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2562 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,803 sqft · built 1904
Lot Size0.217 acres (9,453 sqft)
OwnerIndividual Name on File
Last Sale$655,000 (Nov 2014)
Tax Bill$20,309 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-0004-0042-00

Property Details

APN / Parcel Number

Primary APN041-0004-0042-00

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,803 sqft Living Area
1st Floor Area1,917 sqft
2nd Floor Area1,368 sqft
AtticAttic
Attic Area518 sqft
Basement Area1,368 sqft
Finished Basement500 sqft
Fireplaces5 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,453 sqft (0.217 acres)
Lot Dimensions150 ft deep x 63 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area432 sqft
Patio Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2562 OBSERVATORY AVE
CityCINCINNATI
StateOH
Zip45208-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2562 OBSERVATORY AVE 63 X 150 PT LOT 158-159 HYDE PARK SUB
Legal SubdivisionHYDE PARK SUB
Legal Lot Number158-159 159
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3005
Census Tract5000

Owner

2562 Observatory Ave is owned and occupied by an individual who bought it in November 2014.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2562 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL ELECTRIC CU
Dec 31, 2019Deed of Trust, Mortgage
GENERAL ELECTRIC CU
Feb 23, 2017Deed of Trust, Mortgage
KEMBA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2014 · Amount on File
Deed SaleNov 10, 2014 · Amount on File
Prior SaleJul 24, 2007
Deed Document Number14-113133
Deed Book / Page12749 / 00143
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2562 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyABSTRACT TITLE AGENCY, ABSTRACT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053102
DateApr 28, 2021
Book Page14406/2101
Instrument2021-0053102
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2562 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
Document Number0000001511
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2562 OBSERVATORY AVE CINCINNATI OH 452082010, CINCINNATI, OH 45208-2010

Mortgage

Document Number0000001511
DateJan 6, 2020
Book Page014077/002859
Instrument1511
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
AmountAmount on Record
Term360 Months
DueJan 5, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2562 OBSERVATORY AVE, CINCINNATI, OH 45208-2010
Document Number0000019274
Book / Page013366 / 000849
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedJul 13, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2562 OBSERVATORY AVE CINCINNATI OH 452082010, CINCINNATI, OH 45208-2010

Mortgage

Document Number0000019274
DateMar 3, 2017
Book Page013366/000849
Instrument19274
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
AmountAmount on Record
Term360 Months
DueMar 2, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2562 Observatory Ave was $20,309, down 1.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,309.00 (-1.83%)$330,061 (-) Land $102,235 Building $227,826
2024$20,687.00 (+2.72%)$330,061 (-) Land $102,235 Building $227,826
2023$20,139.00 (-2.1%)$330,061 (+9.11%) Land $102,235 Building $227,826$943,030 Land $292,100 Building $650,930
2022$20,572.00 Homeowner's exemption$302,502 Land $74,652 Building $227,850
2020$864,290 Land $213,290 Building $651,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2562 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1997–2026)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2562 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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