2599 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2599 Observatory Ave, Cincinnati, OH 45208 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1906
Square Footage	2,933 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Garage	Detached, 495 sqft
Occupancy	Owner Occupied
Tax Bill	$15,706.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`046-0008-0046-00`
Alternative APN	`SYO0101372`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,933 sqft Living Area
Gross Area	4,011 sqft Gross Area
1st Floor	1,293 sqft 1st Floor
2nd Floor	1,121 sqft 2nd Floor
Attic Area	315 sqft Attic
Attic	1 Attic
Basement Area	1,282 sqft Basement
Finished Basement	204 sqft Finished
Unfinished Basement	1,078 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Asphalt Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	150 ft x 200 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	495 sqft Garage
Porch Area	406 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	2599 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2009
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2599 OBSERVATORY RD 50 X 150 LOT 38 NILES PK SUB
Legal Subdivision	NILES PK SUB
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Minor Civil Division	CINCINNATI
Census Blockgroup	3
Census Block	3007
Census Tract	4900

Owner

Source: Hamilton County records · APN 046-0008-0046-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Transfer on Death Deed, Transfer
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 16, 2020	Deed of Trust, Mortgage TCF NAT'L BK
Jul 17, 2018	Survivorship Deed, Transfer · Conventional Mortgage CHEMICAL BANK
Apr 14, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2024
Deed Sale	Feb 23, 2024
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Doc Number	202412153
Deed Book / Page	15109 / 1545
Prior Transfer Date	Nov 23, 2013
Prior Transfer Doc	0000160396
Record Refreshed	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 23, 2024
Property Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Document Number	0000012153
Book / Page	15109 / 1545
Map Reference	MB 14 PG 81
Instrument Date	Feb 22, 2024
Instrument	2024-0012153
Transaction Type	Transfer
Record Updated	Apr 04, 2024

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 14, 2023
Property Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Document Number	0000080577
Book / Page	15042 / 541
Map Reference	MB 14 PG 81
Instrument Date	Nov 01, 2023
Instrument	2023-0080577
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009

Mortgage

Document Number	0000080578
Date	Nov 14, 2023
Instrument	2023-0080578

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Margin	3
Max Rate	11.7%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Document Number	0000029243
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2599 OBSERVATORY AVE CINCINNATI OH 452082009, CINCINNATI, OH 45208-2009

Mortgage

Document Number	0000029243
Date	Mar 26, 2020
Book Page	014133/001892
Instrument	29243

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2035

July 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 17, 2018
Property Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Document Number	0000001389
Map Reference	MB14 PG81
Instrument Date	Jul 13, 2018
Instrument	18-0061389
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,955.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009

Mortgage

Document Number	0000001391
Date	Jul 17, 2018
Instrument	18-0061391

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2033

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2599 OBSERVATORY AVE, CINCINNATI, OH 45208-2009
Document Number	0000034929
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2599 OBSERVATORY AVE CINCINNATI OH 452082009, CINCINNATI, OH 45208-2009

Mortgage

Document Number	0000034929
Date	Apr 20, 2017
Book Page	013400/001126
Instrument	34929

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,706.00 (+3.08%)	$254,391 (-) Land $90,475 Building $163,916	$726,830 (-) Land $258,500 Building $468,330
2024	$15,236.00 (+57.1%)	$254,391 (-) Land $90,475 Building $163,916
2023	$9,698.00 (-42.75%)	$254,391 (-26.21%) Land $90,475 Building $163,916	$726,830 (-26.21%) Land $258,500 Building $468,330
2022	$16,939.00 Homeowner's exemption	$344,751 Land $66,077 Building $278,674
2020			$985,000 Land $188,790 Building $796,210

2599 Observatory Ave, Cincinnati, OH 45208 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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