Osceola County property record for 2450 Cherokee Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,038 sqft Heated Area |
| Lot Size | 85,116 sqft (1.95 acres) |
| Garage | Finished, 1,600 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,636.00 (2025) |
| Primary APN | 2426293680000C0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,038 sqft Heated Area |
| Gross Area | 6,507 sqft Gross Area |
| 1st Floor | 2,825 sqft 1st Floor |
| Upper Floors | 1,213 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 85,116 sqft (1.95 acres) |
| Depth X Width | 275 ft x 300 ft Depth x Width |
| Parking Spaces | 10 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 1,600 sqft Garage |
| Pool Area | 36 sqft Pool |
|---|---|
| Deck Area | 940 sqft Deck |
| Patio Area | 672 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 1,494 sqft Porch |
| Boat Access | Boat Access |
| Pole Structure | 1,600 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 58807 |
|---|---|
| Street Address | 2450 CHEROKEE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOTEL SITE KISSIMMEE PARK PB 1 PG 60 BLK C LOTS 11-13, 23, & 24 AND N 50 FT OF LOTS 14 & 25 LESS COM AT NE COR OF LOT 23 BLK |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | KISSIMMEE PARK |
| Legal Tract | 3680 |
| Legal Block | C |
| Legal Lot Number | 11 12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 2426293680000C0110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2450 CHEROKEE RD, SAINT CLOUD, FL 34772-7428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) SEACOAST NATIONAL BANK |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2016 |
| Deed Sale | Nov 22, 2016 |
| Prior Sale | Nov 22, 2016 |
| Deed Doc Number | 2016175054 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2450 CHEROKEE RD, SAINT CLOUD, FL 34772-7428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0051300861 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 5130/0861 |
| Instrument | 2017053841 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2450 CHEROKEE RD, SAINT CLOUD, FL 34772-7428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2450 CHEROKEE RD, SAINT CLOUD, FL 34772-7428 |
| Document Number | 0058332648 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 5833/2648 |
| Instrument | 2020156760 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2450 CHEROKEE RD, SAINT CLOUD, FL 34772-7428 |
| Document Number | 0056171083 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2450 CHEROKEE RD ST CLOUD FL 347727428, ST CLOUD, FL 34772-7428 |
| Document Number | 0056171083 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 005617/001083 |
| Instrument | 142643 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,636.00 (+5.97%) Homeowner's exemption | $757,134 (+5.99%) | $1,096,700 (+2.74%) Land $162,000 Building $934,700 |
| 2023 | $10,037.00 (+3.38%) Homeowner's exemption | $714,366 (+3%) | $1,067,400 (+13.07%) Land $156,000 Building $911,400 |
| 2022 | $9,709.00 Homeowner's exemption | $693,560 | $944,000 Land $156,000 Building $788,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 57.0 ft |
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 170 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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