2571 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2571 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,817 sqft
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Mar 2022)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0096-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0096-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	168 ft deep x 71 ft wide
Garage Area	2,688 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	2571 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PART OF LOT 675 LYING S OF N LIMIT OF VILLAGE OF ALGONAC INCL RIVER FRONT SUPERVISOR ROY T GILBERT'S PLAT NO. 5
Legal Subdivision	SUPRVRS ROY T GILBERTS 5-ALGON
Legal Lot Number	675
Legal Unit	675
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1004
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-131-0096-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2022	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Dec 14, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Dec 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20226978
Deed Book / Page	5501 / 756
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0004999381
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55200 RIVER STONE DR, SHELBY TOWNSHIP, MI 48315-1010

Mortgage

Document Number	0005483192
Date	Feb 03, 2022
Book Page	5483/192
Instrument	2022002845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 23, 2022
Property Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0005501756
Book / Page	5501 / 756
Map Reference	LB 49 PG 3
Instrument Date	Jan 25, 2022
Instrument	2022006978
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7146 FENTON RD, 7146, GRAND BLANC, MI 48439-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0050190694
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2571 SAINT CLAIR RIVER DR ALGONAC MI 480011190, ALGONAC, MI 48001-1190

Mortgage

Document Number	0050190694
Date	Dec 26, 2018
Book Page	005019/000694

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Dec 25, 2093

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0050190708
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2571 SAINT CLAIR RIVER DR ALGONAC MI 480011190, ALGONAC, MI 48001-1190

Mortgage

Document Number	0050190708
Date	Dec 26, 2018
Book Page	005019/000708

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Dec 25, 2093

Interest

Rate Type	Adjustable Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 17, 2018
Property Address	2571 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0049990381
Book / Page	004999 / 000381
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	Nov 08, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	223 PENINSULA LAKE DR HIGHLAND MI 483572854, HIGHLAND, MI 48357-2854

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (-40.66%) Homeowner's exemption	$228,900 (+16.61%)
2024	$8,269.00 (+49.88%)		$457,800 (+16.61%)
2023		$196,300
2022	$5,517.00		$392,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 76 individual NFIP policies nearby
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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