St. Clair County property record for 2527 Saint Clair River Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,020 sqft · built 1910 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,500 (Apr 1996) |
| Tax Bill | $4,907 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-131-0079-000 |
| Primary APN | 74-01-131-0079-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 261 ft deep x 50.2 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74011310079000 |
|---|---|
| Street Address | 2527 SAINT CLAIR RIVER DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 649 & SELY 50' OF LOT 653 ADJ LOT 649 INCL RIVER FRONT SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 5-ALGON |
| Legal Lot Number | 649,653 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-131-0079-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2527 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2021 | Deed of Trust, Mortgage CREDIT UNION ONE |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 1996 · Amount on Record |
| Deed Sale | Apr 10, 1996 · Amount on Record |
| Deed Document Number | 0001499156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2527 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 2527 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Document Number | 5374644 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 5374/644 |
| Instrument | 2021016665 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Amount | Amount Recorded |
|---|---|
| Term | 83 Months |
| Due | May 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2527 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050800893 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 5080/893 |
| Instrument | 2019015498 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,200 (+15.76%) | ||
| 2024 | $4,907.00 (+11.88%) | $358,400 (+15.76%) | |
| 2023 | $154,800 | ||
| 2022 | $4,386.00 | $309,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 231 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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