St. Clair County property record for 2543 Saint Clair River Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,000 (Jul 2021) |
| Tax Bill | $233 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-131-0083-000 |
| Primary APN | 74-01-131-0083-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 58,806 sqft |
|---|
| Account Number | 74011310083000 |
|---|---|
| Street Address | 2543 SAINT CLAIR RIVER DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 652 AND PART OF LOTS 653, 671 & 672 DESC AS: BEG AT SELY COR OF LOT 652, TH N 25D 29M 05S E 115.44', TH N 63D 59M 08S W |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 5-ALGON |
| Legal Lot Number | 652 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 649000 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2543 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 8, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Prior Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 0005389908 |
| Deed Book / Page | 5389 / 908 |
| Last Transfer Date | Aug 8, 2023 |
| Transfer Doc | 0005644509 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2543 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 981 ENCHANTED OAKS DR, WATERLOO, SC 29384-3626 |
| Document Number | 0005347463 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 5347/463 |
| Instrument | 2021010342 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 8, 2021 |
| Property Address | 2543 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
| Document Number | 5389908 |
| Book / Page | 5389 / 908 |
| Map Reference | LB 49 PG 3 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021019837 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2543 SAINT CLAIR RIVER DR, 2543, ALGONAC, MI 48001-1190 |
| Name | Verified Name |
|---|---|
| Address | 2543 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $297,600 | ||
| 2024 | $233.00 (+34.68%) | $595,200 | |
| 2022 | $173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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