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2523 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2523 Saint Clair River Dr, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,410 sqft
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Mar 2021)
Tax Bill$2,868 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2021 Sale
Flood ZoneZone AE (high risk)
APN74-01-131-0078-000

Property Details

APN / Parcel Number

Primary APN74-01-131-0078-000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,170 sqft
Basement Area1,924 sqft

Exterior

Lot Area13,504 sqft (0.31 acres)
Lot Dimensions264 ft deep x 50.5 ft wide
Garage Area720 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2523 SAINT CLAIR RIVER DR
CityALGONAC
StateMI
Zip48001-1190
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 648 & SELY 50' OF LOT 653 ADJ LOT 648 INCL RIVER FRONT SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Legal Range16E
Legal Township02N
Legal Section02
Legal SubdivisionSUPRVRS ROY T GILBERTS 5-ALGON
Legal Lot Number648,653
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group1
Census Block1004
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-131-0078-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2523 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Mar 08, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2021 · Amount on Record
Deed SaleMar 08, 2021 · Amount on Record
Prior SaleMar 08, 2021 · Amount on Record
Deed Document Number20216778
Deed Book / Page5331 / 209
Last Transfer DateJul 10, 2025
Transfer Doc0005830132
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 08, 2021
Property Address2523 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number0005331209
Book / Page5331 / 209
Map ReferenceLB 49 PG 3
Instrument DateFeb 17, 2021
Instrument2021006778
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

Mortgage

Document Number2021006779
DateMar 08, 2021
Instrument2021006779
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMar 08, 2021
Property Address2523 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number0005331206
Book / Page5331 / 206
Map ReferenceLB 49 PG 3
Instrument DateFeb 16, 2021
Instrument2021006777
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3430 N PROSPECT RD, 3430, YPSILANTI, MI 48198-9481

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,868.00 (-39.8%) Homeowner's exemption$143,200 (+19.43%)
2024$4,764.00 (+13.08%)$286,400 (+19.43%)
2023$119,900
2022$4,213.00$239,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Nearby Flood Policies76 in force
66 of 76 on primary residences
Nearby Flood Claims85 (1980–2021)
Claims Outside the SFHA44 of 85
Most Recent ClaimFeb 2021, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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