2541 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2541 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,996 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Oct 2009)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-01-131-0081-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0081-000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,996 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	215 ft deep x 52 ft wide
Garage Area	2,496 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2541 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 651 & ADJ RIVER FRONT EXC SWLY 48' OF BOTH PARCELS & THAT PART OF SE 50' OF LOT 653 ADJ SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #5
Legal Lot Number	651,653
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1004
Census Tract	649000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2541 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Intrafamily Transfer, Transfer
Mar 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2009 · Amount on Record
Deed Sale	Oct 21, 2009 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	200923426
Deed Book / Page	3992 / 953
Last Transfer Date	Feb 19, 2022
Transfer Doc	0005494698
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 4, 2022
Property Address	2541 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0005494698
Book / Page	5494 / 698
Map Reference	LB 49 PG 3
Instrument Date	Feb 19, 2022
Instrument	2022005391
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 4, 2022
Property Address	2541 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190
Document Number	0005494701
Book / Page	5494 / 701
Map Reference	LB 49 PG 3
Instrument Date	Feb 19, 2022
Instrument	2022005392
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1190

Mortgage

Document Number	2022005393
Date	Mar 4, 2022
Instrument	2022005393

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,195.00 (-38.42%) Homeowner's exemption	$193,000 (+18.19%)
2024	$5,188.00 (+12.22%)		$386,000 (+18.19%)
2023		$163,300
2022	$4,623.00		$326,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saint Clair River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures