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257 E Main St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 257 E Main St, Hancock, NY 13783

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 4,041 sqft · built 1920
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Feb 2021)
Tax Bill$880 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN123601 429.13-2-8

Property Details

APN / Parcel Number

Primary APN123601 429.13-2-8
Alternative APNs
  • 36014290130002008000
  • 06802140011

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area4,041 sqft Total Area
1st Floor Area1,347 sqft
2nd Floor Area1,347 sqft
Upper Floors Area1,347 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions293 ft deep x 92 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06802140011
Street Address257 E MAIN ST
CityHANCOCK
StateNY
Zip13783-1180
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR1
Legal DescriptionGL#35 ARTHUR/CHARLOTTE KERR
Legal Block2
Legal Lot Number8.000
JurisdictionDELAWARE NY
Township / Civil DivisionHANCOCK
Census Block Group4
Census Block4038
Census Tract971400

Owner

Source: Delaware County and Hancock Town records · APN 123601 429.13-2-8

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address257 E MAIN ST, HANCOCK, NY 13783-1180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Line of Credit
SIDNEY FEDERAL CREDIT UNION
Feb 08, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2021 · Amount on Record
Deed SaleFeb 08, 2021 · Amount on Record
Deed Document Number2021995
Deed Book / Page1657 / 101
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Property Address257 E MAIN ST, HANCOCK, NY 13783-1180
Transaction TypeMortgage
Record UpdatedMay 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002430/58
DateApr 10, 2023
Book Page2430/58
Instrument2240
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 01, 2043
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE NY
Recording DateFeb 08, 2021
Property Address257 E MAIN ST, HANCOCK, NY 13783-1180
Document Number001657/101
Book / Page1657 / 101
Instrument DateJan 28, 2021
Instrument995
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address283 CATHERINE ST, SOUTH AMBOY, NJ 08879-1803

Tax Assessment & Valuation

Source: Delaware County and Hancock Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionHancock Town
MunicipalityHancock Village
Unified School DistrictHancock Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$880.00 (-79.2%)$4,500 (-80.43%) Land $2,500 Building $2,000$56,250 (-75.54%) Land $31,250 Building $25,000
2023$23,000 (-) Land $2,500 Building $20,500$230,000 (+8.3%) Land $25,000 Building $205,000
2022$23,000 Land $2,500 Building $20,500$212,373 Land $23,084 Building $189,289
2021$4,230.00 (-33.19%)
2020$6,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims15 (1986–2023)
Claims Outside the SFHA2 of 15
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 9 claims
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
The Hancock Telephone Company
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Frontier.

Based on FCC filings for 107 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHANCOCK VILLAGE
serves 1,182 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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