304 E Main St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 304 E Main St, Hancock, NY 13783 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Traditional
Year Built	Built 1950
Square Footage	1,440 sqft Living Area
Lot Size	78,408 sqft (1.8 acres)
Garage	Detached, 836 sqft
Tax Bill	$4,755.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`123689 420.2-2-29`
Alternative APNs	`36894200020002029000` `06800141009`

Interior

Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,440 sqft Living Area
1st Floor	720 sqft 1st Floor
2nd Floor	720 sqft 2nd Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	78,408 sqft (1.8 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	836 sqft Garage
Porch Area	192 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	06800141009
Street Address	304 E MAIN ST
City	HANCOCK
State	NY
Zip	13783
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRISWOLD TRACT GL#4
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	DELAWARE NY
Minor Civil Division	HANCOCK
Census Blockgroup	2
Census Block	2012
Census Tract	971400

Owner

Source: Delaware County and Hancock Town records · APN 123689 420.2-2-29

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 206, EAST BRANCH, NY 13756-0206
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	304 E MAIN ST, HANCOCK, NY 13783
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002143/0000000050
Date	Aug 07, 2018
Book Page	0000002143/0000000050
Instrument	000000006580

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: Delaware County and Hancock Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Unified School District	Downsville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00 (+11.59%)	$23,500 (-) Land $3,000 Building $20,500	$293,750 (+25%) Land $37,500 Building $256,250
2023		$23,500 Land $3,000 Building $20,500	$235,000 Land $30,000 Building $205,000
2020	$4,261.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.