Delaware County and Hancock Town property record for 245 E Main St, Hancock, NY 13783 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,262 sqft · built 1930 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Jun 2007) |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123601 429.13-2-9 |
| Primary APN | 123601 429.13-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,262 sqft Living Area |
| 1st Floor Area | 1,230 sqft 1st Floor |
| 2nd Floor Area | 1,032 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 325 ft deep x 86 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft Porch |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06801796011 |
|---|---|
| Street Address | 245 E MAIN ST |
| City | HANCOCK |
| State | NY |
| Zip | 13783-1180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL#35 |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records · APN 123601 429.13-2-9
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 E MAIN ST, HANCOCK, NY 13783-1180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2007 · Amount on Record |
| Deed Sale | Jun 07, 2007 · Amount on Record |
| Prior Sale | Jul 18, 2000 · Amount on Record |
| Deed Book / Page | 1177 / 256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 245 E MAIN ST, HANCOCK, NY 13783-1180 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002417/59 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 2417/59 |
| Instrument | 9177 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 01, 2037 |
Source: Delaware County and Hancock Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Municipality | Hancock Village |
| Unified School District | Hancock Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 (+6.42%) | $13,125 (-) Land $2,200 Building $10,925 | $164,063 (+25%) Land $27,500 Building $136,563 |
| 2023 | $13,125 (-) Land $2,200 Building $10,925 | $131,250 (+8.3%) Land $22,000 Building $109,250 | |
| 2022 | $13,125 Land $2,200 Building $10,925 | $121,191 Land $20,314 Building $100,877 | |
| 2021 | $2,414.00 (-46.14%) | ||
| 2020 | $4,482.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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