Cuyahoga County property record for 25643 Rustic Ln, Westlake, OH 44145
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,994 sqft · built 1987 |
| Lot Size | 0.412 acres (17,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Jun 2017) |
| Tax Bill | $6,785 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-19-059 |
| Primary APN | 215-19-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Living Area |
| Gross Area | 4,359 sqft |
| 1st Floor Area | 1,510 sqft |
| 2nd Floor Area | 1,484 sqft |
| Basement Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,942 sqft (0.412 acres) |
| Lot Dimensions | 310 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 25643 RUSTIC LN |
|---|---|
| City | WESTLAKE |
| State | OH |
| Zip | 44145-5474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-1F80 |
| Legal Description | 27 37 RUSTIC WOODS SUBD PH 2 0001 |
| Legal Subdivision | RUSTIC WOODS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | WESTLAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 189112 |
Source: Cuyahoga County records · APN 215-19-059
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Jun 22, 2017 | Warranty Deed, Transfer FIFTH THIRD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on Record |
| Deed Sale | Jun 22, 2017 · Amount on Record |
| Prior Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 2017441 |
| Prior Transfer Date | Nov 30, 2007 |
| Prior Transfer Doc | 0000000716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jul 22, 2026 |
| Property Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Document Number | 0000000575 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026575 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | INFINITY HM TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Document Number | 0000000576, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202622576 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Document Number | 0000000129 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 202603270129 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000177 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 202103190177 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jun 22, 2017 |
| Property Address | 25643 RUSTIC LN, WESTLAKE, OH 44145-5474 |
| Document Number | 0006220441 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 6220441 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | LAND TITLE CORPORATION, LAKE TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,196.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25643 RUSTIC LN WESTLAKE OH 441455474, WESTLAKE, OH 44145-5474 |
| Document Number | 6220442 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 6220442 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Westlake City |
| Unified School District | Westlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,785.00 (-0.98%) Homeowner's exemption | $144,655 (%) Land $25,655 Building $119,000 | $413,300 (-) Land $73,300 Building $340,000 |
| 2024 | $6,852.00 (+8.66%) Homeowner's exemption | $144,660 (+27.1%) Land $25,660 Building $119,000 | $413,300 (+27.09%) Land $73,300 Building $340,000 |
| 2023 | $6,306.00 (+1.63%) Homeowner's exemption | $113,820 (-) Land $22,890 Building $90,930 | |
| 2022 | $6,205.00 Homeowner's exemption | $113,820 Land $22,890 Building $90,930 | |
| 2021 | $325,200 Land $65,400 Building $259,800 |
Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351891121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Olmsted Falls Historic District listed 2000 · 148 contributing resources · NRIS 00000798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH1801212, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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