Hamilton County property record for 2560 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,776 sqft · built 1909 |
| Lot Size | 0.237 acres (10,367 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $17,074 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0004-0040-00 |
| Primary APN | 041-0004-0040-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,776 sqft Living Area |
| 1st Floor Area | 1,929 sqft |
| 2nd Floor Area | 1,311 sqft |
| Attic | Attic |
| Attic Area | 536 sqft |
| Basement Area | 1,143 sqft |
| Finished Basement | 380 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,367 sqft (0.237 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 326 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2560 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY AVE 70 X 150 LOT 157 PT 158 HYDE PARK SUB PARS 40-41 CONS |
| Legal Subdivision | HYDE PARK SUB |
| Legal Lot Number | 157 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2560 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Jul 2, 2019 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Dec 4, 1996 · Amount on Record |
| Last Transfer Date | Mar 13, 2002 |
| Transfer Doc | 0088533633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2560 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000091822 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 14761/520 |
| Instrument | 2022-0091822 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2560 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000102898 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2560 OBSERVATORY AVE CINCINNATI OH 452082010, CINCINNATI, OH 45208-2010 |
| Document Number | 0000102898 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 014049/000578 |
| Instrument | 102898 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2560 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000053977 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2560 OBSERVATORY AVE CINCINNATI OH 452082010, CINCINNATI, OH 45208-2010 |
| Document Number | 0000053977 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 013953/002603 |
| Instrument | 53977 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.44% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,074.00 (+3.14%) | $277,550 (-) Land $108,570 Building $168,980 | |
| 2024 | $16,555.00 (-2.22%) | $277,550 (-) Land $108,570 Building $168,980 | |
| 2023 | $16,930.00 (+0.52%) | $277,550 (+12.06%) Land $108,570 Building $168,980 | $793,000 (+12.06%) Land $310,200 Building $482,800 |
| 2022 | $16,842.00 Homeowner's exemption | $247,685 Land $79,272 Building $168,413 | |
| 2020 | $707,670 Land $226,490 Building $481,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1997–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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