Hamilton County property record for 2556 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,414 sqft · built 1906 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,320,000 (Apr 2023) |
| Tax Bill | $23,266 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0004-0038-00 |
| Primary APN | 041-0004-0038-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,414 sqft Living Area |
| 1st Floor Area | 1,846 sqft |
| 2nd Floor Area | 1,751 sqft |
| Attic | Attic |
| Attic Area | 817 sqft |
| Basement Area | 1,741 sqft |
| Fireplaces | 5 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 15,159 sqft (0.348 acres) |
| Lot Dimensions | 150 ft deep x 250 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2556 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2556 OBSERVATORY AV 100 X150 LOTS 155-156 HYDE PARK SUB PARS 38-39 CONS |
| Legal Subdivision | HYDE PARK SUB |
| Legal Lot Number | 155-156 156 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC |
| Apr 10, 2023 | Warranty Deed, Transfer LAWYERS TITLE |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2016 · Amount on Record |
| Deed Document Number | 0000023809 |
| Deed Book / Page | 14891 / 2423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000058809 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 14983/1237 |
| Instrument | 2023-0058809 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 10, 2023 |
| Property Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000023809 |
| Book / Page | 14891 / 2423 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Apr 3, 2023 |
| Instrument | 2023-0023809 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000084170 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 14456/1269 |
| Instrument | 2021-0084170 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000092928 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2566 OBSERVATORY AVE CINCINNATI OH 45208, CINCINNATI, OH 45208 |
| Document Number | 0000092928 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 013521/000032 |
| Instrument | 92928 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2556 OBSERVATORY AVE, CINCINNATI, OH 45208-2010 |
| Document Number | 0000098111 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2556 OBSERVATORY AVE CINCINNATI OH 452082010, CINCINNATI, OH 45208-2010 |
| Document Number | 0000098111 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 013789/000926 |
| Instrument | 98111 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,266.00 (+3.11%) | $377,311 (-) Land $135,713 Building $241,598 | |
| 2024 | $22,565.00 (-2.19%) | $377,311 (-) Land $135,713 Building $241,598 | |
| 2023 | $23,071.00 (-14.44%) | $377,311 (-4.68%) Land $135,713 Building $241,598 | $1,078,030 (-4.68%) Land $387,750 Building $690,280 |
| 2022 | $26,965.00 Homeowner's exemption | $395,850 Land $99,064 Building $296,786 | |
| 2020 | $1,131,000 Land $283,040 Building $847,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1997–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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