2555 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 2555 E River Rd, Nichols, NY 13812 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1963
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2019)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`492889 149.13-1-39`

Property Details

APN / Parcel Number

Primary APN	`492889 149.13-1-39`
Alternative APNs	`288914901300010390000000` `00000000285`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	340 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000285
Street Address	2555 E RIVER RD
City	NICHOLS
State	NY
Zip	13812-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	TIOGA NY
Township / Civil Division	NICHOLS
Census Block Group	6
Census Block	6006
Census Tract	20600

Owner

Source: Tioga County and Nichols Town records · APN 492889 149.13-1-39

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2555 E RIVER RD, NICHOLS, NY 13812-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB
Mar 07, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20194390
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 31, 2019
Property Address	2555 E RIVER RD, NICHOLS, NY 13812-3211
Document Number	2019000004390
Instrument Date	Oct 09, 2019
Instrument	20190-00004390
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 W RIVER RD, NICHOLS, NY 13812-1013

Mortgage

Document Number	19000004391
Date	Oct 31, 2019
Instrument	190-00004391

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	19000004390
Date	Oct 31, 2019
Instrument	190-00004390

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	2555 E RIVER RD, NICHOLS, NY 13812-3211
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000000910
Date	Mar 07, 2019
Instrument	20190-00000910

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Nichols Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (+265.91%)	$29,200 (-) Land $2,000 Building $27,200	$168,009 (+20.83%) Land $11,507 Building $156,502
2023		$29,200 Land $2,000 Building $27,200	$139,048 Land $9,524 Building $129,524
2019	$1,106.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070206006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	46 (1979–2017)
Claims Outside the SFHA	18 of 46
Most Recent Claim	Jul 2017, river or lake flooding
Claims By Storm	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 16 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zeta Broadband	Fiber	5,000 / 5,000
FiberSpark	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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