Tioga County and Nichols Town property record for 2377 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,062 sqft · built 1958 |
| Lot Size | 0.482 acres (21,004 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,000 (Feb 2012) |
| Tax Bill | $2,661 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 149.13-1-44 |
| Primary APN | 492889 149.13-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 21,004 sqft (0.482 acres) |
| Lot Dimensions | 236 ft deep x 89 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000491 |
|---|---|
| Street Address | 2377 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2377 E RIVER RD, NICHOLS, NY 13812-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2012 · Amount on Record |
| Deed Sale | Feb 9, 2012 · Amount on Record |
| Prior Sale | Sep 22, 2010 · Amount on Record |
| Deed Book / Page | 19589 / 5001 |
| Prior Transfer Date | Jul 21, 2009 |
| Prior Transfer Doc | 0000017027/000000900 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 2377 E RIVER RD, NICHOLS, NY 13812-3207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19000003838 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 190-00003838 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 2377 E RIVER RD, NICHOLS, NY 13812-3207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020000004722 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 20200-00004722 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+190.82%) | $19,200 (-) Land $2,000 Building $17,200 | $110,472 (+20.83%) Land $11,507 Building $98,965 |
| 2023 | $19,200 Land $2,000 Building $17,200 | $91,429 Land $9,524 Building $81,905 | |
| 2019 | $915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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