Tioga County and Nichols Town property record for 2395 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1959 |
| Lot Size | 0.487 acres (21,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,751 (2026) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 149.13-1-43 |
| Primary APN | 492889 149.13-1-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,240 sqft (0.487 acres) |
| Lot Dimensions | 236 ft deep x 90 ft wide |
| Garage Type | Attached |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000383 |
|---|---|
| Street Address | 2395 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 09-27-60 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20600 |
2395 E River Rd is owned and occupied by two individuals who acquired it in May 2026.
Source: Tioga County and Nichols Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CHURCH ST, BARTON, NY 13734-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 8, 2026 |
| Transfer Doc | 202600001671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | May 8, 2026 |
| Property Address | 2395 E RIVER RD, NICHOLS, NY 13812-3207 |
| Document Number | 202600001671 |
| Instrument Date | May 8, 2026 |
| Instrument | 20261671 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 CHURCH ST, BARTON, NY 13734-2016 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 2395 E River Rd was $2,751 with exemptions applied, up 1.3% from the year before.
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,751.00 (+1.29%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,716.00 | $21,000 Land $2,000 Building $19,000 | $120,829 Land $11,508 Building $109,321 |
| 2023 | $21,000 Land $2,000 Building $19,000 | $100,000 Land $9,524 Building $90,476 | |
| 2019 | $796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2395 E River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2395 E River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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