2445 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 2445 E River Rd, Nichols, NY 13812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1958
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,202 (2026)
Flood Zone	Zone X (minimal risk)
APN	`492889 149.13-1-41`

Property Details

APN / Parcel Number

Primary APN	`492889 149.13-1-41`
Alternative APNs	`288914901300010410000000` `00000000416`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Porch	Patio
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000416
Street Address	2445 E RIVER RD
City	NICHOLS
State	NY
Zip	13812-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	TIOGA NY
Township / Civil Division	NICHOLS
Census Block Group	6
Census Block	6006
Census Tract	20600

Owner

Source: Tioga County and Nichols Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2445 E RIVER RD, NICHOLS, NY 13812-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Nichols Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,202.00 (+0.44%) Homeowner's exemption Senior Citizen's exemption
2025	$3,188.00 (+190.88%)	$23,000 (-) Land $3,600 Building $19,400	$132,336 (+20.83%) Land $20,713 Building $111,623
2023		$23,000 Land $3,600 Building $19,400	$109,524 Land $17,143 Building $92,381
2019	$1,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	46 (1979–2017)
Claims Outside the SFHA	18 of 46
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 16 claims Severe Storms And Flooding, Jun 2006 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fiber	5,000 / 5,000
Fiberspark Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20