1983 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1983 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,164 sqft · built 1970
Lot Size	20 acres (874,685 sqft)
Owner	Company Name on Record
Tax Bill	$6,452 (2026)
Deeds & Mortgages	Feb 2024 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44153-0074`

Property Details

APN / Parcel Number

Primary APN	`82-44153-0074`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	4 Stories
Building Area	3,164 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Material	Asphalt
Lot Area	874,685 sqft (20 acres)
Lot Width	1 ft Width
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1983 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	20.08 A W 658.14' OF SW4SE4 OLD # 30.19199.000 SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22034 TOWNSVIEW LN, RICHMOND, MN 56368-4500
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Transfer on Death Deed, Transfer
Jun 12, 2023	Contract Sale, Transfer
Jun 12, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2025
Transfer Doc	0001701963
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 7, 2024
Property Address	1983 40TH ST S, SAINT CLOUD, MN 56301-9537
Document Number	00A1667482
Instrument Date	Feb 7, 2024
Instrument	A1667482
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2023
Property Address	1983 40TH ST S, SAINT CLOUD, MN 56301-9537
Document Number	00A1654491
Instrument Date	May 1, 2023
Instrument	A1654491
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 40TH ST S, SAINT CLOUD, MN 56301-9537

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2023
Property Address	1983 40TH ST S, SAINT CLOUD, MN 56301-9537
Document Number	00A1654490
Instrument Date	May 1, 2023
Instrument	A1654490
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,452.00 (+12.25%)	$521,900 (-) Land $150,000 Building $371,900	$521,900 (-) Land $150,000 Building $371,900
2025		$521,900 (+2.72%) Land $150,000 Building $371,900	$521,900 (+2.72%) Land $150,000 Building $371,900
2023	$5,748.00	$508,100 Land $150,000 Building $358,100	$508,100 Land $150,000 Building $358,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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