255 Opal Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 255 Opal Dr, Whitefish, MT 59937

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,022 sqft · built 2021
OwnerIndividual Name on Record
Last Sale$652,365 (Nov 2022)
Tax Bill$6,000 (2026)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR868771

Property Details

APN / Parcel Number

Primary APNR868771
Alternative APNs
  • 07-4292-25-2-17-30-7137
  • 0000508623

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,022 sqft Living Area
1st Floor Area686 sqft
2nd Floor Area336 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialMetal
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Deck Area210 sqft
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number0000508623
Street Address255 OPAL DR
CityWHITEFISH
StateMT
Zip59937-2589
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionQUARRY CONDO ON L2 CLARKS SUB & TR 7E, S25, T31 N, R22 W, UNIT A37, 0.85% COMMON AREA INTEREST
Legal Range22W
Legal Township31N
Legal Section25
Legal SubdivisionQUARRY CONDO ON L2 CLARKS SUB & TR 7E
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group1
Census Block1007
Census Tract301

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6340 DRAKE DR, MISSOULA, MT 59803-2933
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2022 · Amount on Record
Deed SaleNov 2, 2022 · Amount on Record
Deed Document Number202228148
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateNov 2, 2022
Property Address255 OPAL DR, WHITEFISH, MT 59937-2589
Document Number202200028148
Map ReferenceDOC 2022000026229
Instrument DateOct 25, 2022
Instrument202200028148
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6340 DRAKE DR, MISSOULA, MT 59803-2933

Mortgage

Document Number202200028149
DateNov 2, 2022
Instrument202200028149
Lender
NameFIRST SECURITY BANK OF MISSOULA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change12.3%
Index1-Year CMT
Margin3
Max Rate12.3%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityWhitefish City
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,000.00 (+88.62%)$856,100 (+85.3%)
2025$856,100 (+85.3%) Land $252,443 Building $603,657
2023$3,181.00$462,000$462,000 Land $95,568 Building $366,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies130 units insured
incl. 123 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WHITEFISH
serves 10,418 people · EPA ID MT0000357
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Vero Fiber.

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