249 Opal Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 249 Opal Dr, Whitefish, MT 59937 · Last verified October 2023

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,022 sqft · built 2021
OwnerIndividual Name on File
Tax Bill$3,181 (2023)
Deeds & MortgagesSep 2023 Transfer
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR868770

Property Details

APN / Parcel Number

Primary APNR868770
Alternative APNs
  • 07-4292-25-2-17-30-7136
  • 0000508622

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,022 sqft Living Area
1st Floor Area686 sqft
2nd Floor Area336 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeShed Roof
Roof MaterialMetal
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Deck Area210 sqft
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number0000508622
Street Address249 OPAL DR
CityWHITEFISH
StateMT
Zip59937-2589
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionQUARRY CONDO ON L2 CLARKS SUB & TR 7E, S25, T31 N, R22 W, UNIT A36, 0.85% COMMON AREA INTEREST
Legal SubdivisionQUARRY CONDO ON L2 CLARKS SUB & TR 7E
Legal Tract1
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group1
Census Block1007
Census Tract301

Owner

Source: Flathead County records · APN R868770

Assessment roll updated December 31, 2022 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address981 LORING ST APT C, C, SAN DIEGO, CA 92109-0703
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Intrafamily Transfer, Transfer
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2022
Deed SaleOct 28, 2022
Prior SaleOct 28, 2022
Deed Document Number202200027851
Last Transfer DateSep 12, 2023
Transfer Doc202300016207
Record UpdatedJun 07, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateSep 12, 2023
Property Address249 OPAL DR, WHITEFISH, MT 59937-2589
Document Number202300016207
Map ReferenceDOC 202200026229
Instrument DateJan 10, 2023
Instrument202300016207
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address981 LORING ST APT C, C, SAN DIEGO, CA 92109-0703

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateOct 28, 2022
Property Address249 OPAL DR, WHITEFISH, MT 59937-2589
Document Number202200027851
Map ReferenceDOC 202200026229
Instrument DateOct 25, 2022
Instrument202200027851
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 LORING ST APT C, C, SAN DIEGO, CA 92109-0703

Mortgage

Document Number202200027852
DateOct 28, 2022
Instrument202200027852
Lender
NameFIRST INTERSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified October 2023

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityWhitefish City
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,181.00$462,000$462,000 Land $95,568 Building $366,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies130 units insured (123 under condo master policies)
2 of 7 individual policies on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Montana
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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