246 Opal Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 246 Opal Dr, Whitefish, MT 59937

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,646 sqft · built 2021
Owner	Individual Name on File
Tax Bill	$5,196 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R868779`

Property Details

APN / Parcel Number

Primary APN	`R868779`
Alternative APNs	`07-4292-25-2-17-30-7217` `0000508632`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	678 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	156 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000508632
Street Address	246 OPAL DR
City	WHITEFISH
State	MT
Zip	59937-2589
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	QUARRY CONDO ON L2 CLARKS SUB & TR 7E, S25, T31 N, R22 W, UNIT B17, 1.37% COMMON AREA INTEREST
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Subdivision	QUARRY CONDO ON L2 CLARKS SUB & TR 7E
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Flathead County records · APN R868779

Assessment roll updated September 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11631 RIDGE RD, SOUTH LYON, MI 48178-9319
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 23, 2022
Property Address	246 OPAL DR, WHITEFISH, MT 59937-2589
Document Number	202200030853
Map Reference	DOC 202200026229
Instrument Date	Dec 06, 2022
Instrument	202200030853
Transaction Type	Transfer
Record Updated	Jan 05, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11631 RIDGE RD, SOUTH LYON, MI 48178-9319

Mortgage

Document Number	202200030854
Date	Dec 23, 2022
Instrument	202200030854

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,196.00 (+5.57%)	$1,362,700 (+90.59%)	$1,362,700 (+90.59%) Land $406,879 Building $955,821
2023	$4,922.00	$715,000	$715,000 Land $154,033 Building $560,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), as of November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290003011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	130 units insured incl. 123 condo units

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MT0000357, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WHITEFISH serves 10,418 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.