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243 Opal Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 243 Opal Dr, Whitefish, MT 59937 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,022 sqft · built 2021
Owner2 Individual Names on File
Last Sale$515,100 (Jul 2026)
Tax Bill$3,068 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR868769

Property Details

APN / Parcel Number

Primary APNR868769
Alternative APNs
  • 07-4292-25-2-17-30-7135
  • 0000508621

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,022 sqft Living Area
1st Floor Area686 sqft
2nd Floor Area336 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialMetal
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Deck Area210 sqft
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account Number0000508621
Street Address243 OPAL DR
CityWHITEFISH
StateMT
Zip59937-2589
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionQUARRY CONDO ON L2 CLARKS SUB & TR 7E, S25, T31 N, R22 W, UNIT A35, 0.85% COMMON AREA INTEREST
Legal Range22W
Legal Township31N
Legal Section25
Legal SubdivisionQUARRY CONDO ON L2 CLARKS SUB & TR 7E
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group1
Census Block1007
Census Tract301

Owner

Source: Flathead County records · APN R868769

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address44 BRITTEN RD, GREEN VILLAGE, NJ 07935-3000
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
NBH BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Deed Document Number202614029
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJul 10, 2026
Property Address243 OPAL DR, WHITEFISH, MT 59937-2589
Document Number0000014029
Instrument DateJul 02, 2026
Instrument202614029
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address44 BRITTEN RD, GREEN VILLAGE, NJ 07935-3000

Mortgage

Document Number0000014031,
DateJul 10, 2026
Instrument202614031
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateOct 31, 2022
Property Address243 OPAL DR, WHITEFISH, MT 59937-2589
Document Number202200027942
Map ReferenceDOC 201900001425
Instrument DateOct 24, 2022
Instrument202200027942
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6401 DAKOTA DR, PLANO, TX 75024-6014

Mortgage

Document Number202200027943
DateOct 31, 2022
Instrument202200027943
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityWhitefish City
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,068.00 (-3.55%)$856,100 (+85.3%)$856,100 (+85.3%) Land $252,443 Building $603,657
2023$3,181.00$462,000$462,000 Land $95,568 Building $366,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290003011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies130 units insured (123 under condo master policies)
2 of 7 individual policies on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 12% of Montana
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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