Cook County property record for 89 Locust Rd, Winnetka, IL 60093
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.77 acres (3,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $976 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-200-014 |
| Primary APN | 05-29-200-014 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,350 sqft (0.77 acres) |
|---|
| Street Address | 89 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3752 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | BRADFORD & PORTERS ADD/KENILW |
| Legal Block | 1 |
| Legal Lot Number | 13-15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800700 |
89 Locust Rd, vacant land, is owned by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 LOCUST RD, WINNETKA, IL 60093-3752 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK |
| Sep 26, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 30, 2026 |
| Property Address | 89 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 0000026079 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202627326079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 0000026079, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202627326079 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 89 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 2000915188 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 LOCUST RD WINNETKA IL 60093, WINNETKA, IL 60093 |
| Document Number | 2000915188 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 915188 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 89 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 1932916026 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 LOCUST RD WINNETKA IL 60093, WINNETKA, IL 60093 |
| Document Number | 1932916026 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 32916026 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,365 Land $6,365 | $63,650 Land $63,650 | |
| 2023 | $976.00 (+5.4%) | ||
| 2022 | $926.00 | $4,690 Land $4,690 | $46,900 Land $46,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Locust Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1985–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 89 Locust Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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