Yellowstone County property record for 2485 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,959 sqft · built 2006 |
| Lot Size | 0.933 acres (40,641 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Mar 2026) |
| Tax Bill | $3,577 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2025 Sale + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154690 |
| Primary APN | 000C154690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 3,705 sqft |
| 1st Floor Area | 1,594 sqft |
| Attic | Attic |
| Attic Area | 615 sqft |
| Basement Area | 1,496 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 746 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,641 sqft (0.933 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,184 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 887 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2485 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 11, ACRES 0.933 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
2485 Ranch Trail Rd is owned and occupied by an individual who bought it in March 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Intrafamily Transfer, Transfer · Line of Credit STOCKMAN BANK OF MONTANA |
| Oct 21, 2025 | Deed of Distribution, Transfer |
| Jun 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on File |
| Deed Sale | Mar 3, 2026 · Amount on File |
| Prior Sale | Aug 7, 2006 · Amount on File |
| Deed Document Number | 20264127653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 3, 2026 |
| Property Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Document Number | 0004127653 |
| Map Reference | DOC 3366424 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 4127653 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | FMT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Document Number | 0004127649 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 4127649 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Oct 21, 2025 |
| Property Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Document Number | 0004117706 |
| Map Reference | DOC 3366424 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 4117706 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Name | Verified Name |
|---|---|
| Address | 2065 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 18, 2020 |
| Property Address | 2485 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Document Number | 0003924480 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 3924480 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2485 RANCH TRAIL RD LAUREL MT 590443642, LAUREL, MT 59044-3642 |
The 2025 property tax bill for 2485 Ranch Trail Rd was $3,577.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,300 (-) Land $135,126 Building $568,174 | $703,300 (-) Land $135,126 Building $568,174 | |
| 2025 | $3,577.00 | $703,300 Land $135,126 Building $568,174 | $703,300 Land $135,126 Building $568,174 |
| 2023 | $3,755.00 | $592,800 | $592,800 Land $101,750 Building $491,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2485 Ranch Trail Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2485 Ranch Trail Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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