2540 Royal Crest Dr, Escondido, CA 92025 Property Records

San Diego County property record for 2540 Royal Crest Dr, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,380 sqft · built 1959
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,370,000 (Jul 2023)
Tax Bill	$15,816 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-092-01-00`

Property Details

APN / Parcel Number

Primary APN	`239-092-01-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	3,380 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	43,560 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2540 ROYAL CREST DR
City	ESCONDIDO
State	CA
Zip	92025-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 TR 003579
Legal Subdivision	ROYAL CREST ESTATES
Legal Tract	003579
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	20708

Owner

2540 Royal Crest Dr is owned and occupied by two individuals who bought it in July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Grant Deed, Transfer · Conventional Mortgage NUVISION FINANCIAL FCU
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA RECONVEYANCE COMPANY
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Aug 7, 2002 · Amount on File
Deed Document Number	2023203479
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2023
Property Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316
Document Number	0000203479
Map Reference	MAP 3579
Instrument Date	Jul 11, 2023
Instrument	2023-0203479
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316

Mortgage

Document Number	0000203480
Date	Jul 28, 2023
Instrument	2023-0203480

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263955
Date	Jun 28, 2018
Instrument	2018-0263955

Lender

Name	CALIFORNIA RECONVEYANCE COMPANY
Type	Non-Lending Institution
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263954
Date	Jun 28, 2018
Instrument	2018-0263954

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 ROYAL CREST DR, ESCONDIDO, CA 92025-7316

Mortgage

Document Number	0000669628
Date	Oct 29, 2020
Instrument	2020-0669628

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2540 Royal Crest Dr was $15,816.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,425,348 (+2%) Land $936,360 Building $488,988
2025	$15,816.00	$1,397,400 Land $918,000 Building $479,400
2023	$10,149.00 (+1.26%) Homeowner's exemption	$904,788 Land $487,193 Building $417,595
2022	$10,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2540 Royal Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2540 Royal Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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