2539 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2539 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,570 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2019)
Tax Bill	$7,748 (2025)
Deeds & Mortgages	Dec 2019 Sale Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-275-003`

Property Details

APN / Parcel Number

Primary APN	`06-29-275-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2539 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 210
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	210
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851913

Owner

2539 Edgewater Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2539 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Warranty Deed, Transfer FOX TITLE
Dec 19, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2018	Warranty Deed, Transfer NEAR NORTH NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	201958632
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	0000060911
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2019
Property Address	2539 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000058632
Instrument Date	Dec 3, 2019
Instrument	58632
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	FOX TITLE

Transaction

Amount	Amount on Record
Tax	$397.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2539 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 19, 2018
Property Address	2539 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000060911
Instrument Date	Dec 12, 2018
Instrument	60911
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2539 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2018
Property Address	2539 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000038437
Instrument Date	Jul 1, 2018
Instrument	38437
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2539 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

Tax Assessment & Valuation

The 2025 property tax bill for 2539 Edgewater Dr was $7,748 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,748.00 Homeowner's exemption Senior Citizen's exemption	$117,560 (+8.57%) Land $37,376 Building $80,184	$352,821 (+8.57%) Land $112,173 Building $240,648
2024		$108,281 Land $34,426 Building $73,855	$324,973 Land $103,319 Building $221,654
2022	$6,780.00 (+10.77%) Homeowner's exemption	$89,198 (+6.96%) Land $28,359 Building $60,839	$267,594 (+6.96%) Land $85,077 Building $182,517
2021	$6,121.00 Homeowner's exemption	$83,394 Land $26,514 Building $56,880	$250,182 Land $79,542 Building $170,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2539 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2539 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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