Kane County property record for 2543 Edgewater Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,487 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $548,500 (May 2025) |
| Tax Bill | $10,916 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-275-001 |
| Primary APN | 06-29-275-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 2,487 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2543 EDGEWATER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE I LT 208 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 208 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 851913 |
2543 Edgewater Dr is owned by a company that bought it in May 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2543 EDGEWATER DR, ELGIN, IL 60124-4334 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Prior Sale | Jul 21, 2021 · Amount on File |
| Deed Document Number | 202519444 |
| Prior Transfer Date | Jan 20, 2015 |
| Prior Transfer Doc | 0000009465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 21, 2021 |
| Property Address | 2543 EDGEWATER DR, ELGIN, IL 60124-4334 |
| Document Number | 0000055811 |
| Map Reference | DOC 2005K029594 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021K055811 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | PRAIRIE TITLE SERVICES, PRAIRIE TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2543 EDGEWATER DR, ELGIN, IL 60124-4334 |
| Document Number | 0000055812 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021K055812 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 2543 Edgewater Dr was $10,916.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,916.00 | $159,085 (+8.57%) Land $37,376 Building $121,709 | $477,446 (+8.57%) Land $112,173 Building $365,273 |
| 2024 | $146,528 Land $34,426 Building $112,102 | $439,760 Land $103,319 Building $336,441 | |
| 2022 | $9,946.00 (+9.47%) Homeowner's exemption | $120,705 (+6.96%) Land $28,359 Building $92,346 | $362,115 (+6.96%) Land $85,077 Building $277,038 |
| 2021 | $9,086.00 Homeowner's exemption | $112,851 Land $26,514 Building $86,337 | $338,553 Land $79,542 Building $259,011 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2543 Edgewater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2543 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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