2547 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2547 Edgewater Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,219 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (May 2017)
Tax Bill	$10,703 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-252-003`

Property Details

APN / Parcel Number

Primary APN	`06-29-252-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	2,219 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Width	63 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2547 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 206
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	206
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851913

Owner

Source: Kane County records · APN 06-29-252-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2547 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 01, 2019	Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR
May 08, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2017 · Amount on Record
Deed Sale	May 08, 2017 · Amount on Record
Prior Sale	Dec 18, 2006 · Amount on Record
Deed Document Number	201723039
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2547 EDGEWATER DR, ELGIN, IL 60124-4334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003970
Date	Jan 23, 2017
Instrument	2017K003970

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2547 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000056362
Instrument Date	Nov 01, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2547 EDGEWATER DR ELGIN IL 601244334, ELGIN, IL 60124-4334

Mortgage

Document Number	0000056362
Date	Nov 20, 2019
Instrument	56362

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 08, 2017
Property Address	2547 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000023039
Instrument Date	Apr 27, 2017
Instrument	23039
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$559.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4232 OAK TREE CIR ROCHESTER MI 483064619, ROCHESTER, MI 48306-4619

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,703.00 (+14.73%) Homeowner's exemption Senior Citizen's exemption
2024		$143,967 (+21.39%) Land $34,426 Building $109,541	$432,074 (+21.44%) Land $103,319 Building $328,755
2022	$9,329.00 (+4.7%) Homeowner's exemption	$118,595 (+6.96%) Land $28,359 Building $90,236	$355,785 (+6.96%) Land $85,077 Building $270,708
2021	$8,910.00 Homeowner's exemption	$110,878 Land $26,514 Building $84,364	$332,634 Land $79,542 Building $253,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000
Opiquad	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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