2533 Edgewater Dr, Elgin, IL 60124 Property Records

Kane County property record for 2533 Edgewater Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$370,000 (Oct 2020)
Tax Bill	$11,602 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-29-275-006`

Property Details

APN / Parcel Number

Primary APN	`06-29-275-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2533 EDGEWATER DR
City	ELGIN
State	IL
Zip	60124-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE I LT 213
Legal Subdivision	EDGEWATER SUB
Legal Phase	1
Legal Block	1
Legal Lot Number	213
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2533 EDGEWATER DR, ELGIN, IL 60124-4334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 9, 2020	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	202059970
Prior Transfer Date	Feb 26, 2010
Prior Transfer Doc	0000029312
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2533 EDGEWATER DR, ELGIN, IL 60124-4334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004836
Date	Jan 20, 2021
Instrument	2021K004836

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jan 19, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

October 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 9, 2020
Property Address	2533 EDGEWATER DR, ELGIN, IL 60124-4334
Document Number	0000059970
Instrument Date	Sep 14, 2020
Instrument	59970
Transaction Type	Foreclosure
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$555.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2894 EDGEWATER DR ELGIN IL 601243112, ELGIN, IL 60124-3112

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,602.00 (+14.83%) Homeowner's exemption Senior Citizen's exemption	$168,965 (+8.57%) Land $37,376 Building $131,589	$507,098 (+8.57%) Land $112,173 Building $394,925
2024		$155,628 (+21.39%) Land $34,426 Building $121,202	$467,071 (+21.44%) Land $103,319 Building $363,752
2022	$10,104.00 (+4.04%) Homeowner's exemption	$128,201 (+6.96%) Land $28,359 Building $99,842	$384,603 (+6.96%) Land $85,077 Building $299,526
2021	$9,712.00 Homeowner's exemption	$119,859 Land $26,514 Building $93,345	$359,577 Land $79,542 Building $280,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Edgewater Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures