Cass County property record for 2532 Gilbert Ave, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1900 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,500 (Jun 2018) |
| Tax Bill | $1,301 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-020-220-027-00 |
| Primary APN | 14-020-220-027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,152 sqft Building Perimeter |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2532 GILBERT AVE |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . 800A SEC 29 T7S R16W LOT 27 YANKEE HEIGHTS. |
| Legal Subdivision | YANKEE HEIGHTS |
| Legal Lot Number | 27 |
| Jurisdiction | CASS MI |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1500 |
2532 Gilbert Ave is owned and occupied by an individual who bought it in June 2018.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 29, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Deed Book / Page | 1141 / 1587 |
| Prior Transfer Date | May 22, 2015 |
| Prior Transfer Doc | 1091/0039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Document Number | 00001274/1 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 1274/1 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001244/429 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 1244/429 |
| Name | 1ST SOURCE BANK |
|---|---|
| Type | Bank |
| Address | NILES, MI 49120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | Mar 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01184/2370 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 1184/2370 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 29, 2018 |
| Property Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Document Number | 01141/1587 |
| Book / Page | 1141 / 1587 |
| Map Reference | LB1 PG153 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2528 GILBERT AVE, NILES, MI 49120-9406 |
| Name | Verified Name |
|---|---|
| Address | 2532 GILBERT AVE, NILES, MI 49120-9406 |
| Document Number | 0011411588 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 1141/1588 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 2532 Gilbert Ave was $1,301 with a homeowner's exemption, up 3% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,900 (+5.7%) Land $64,900 | $129,800 (+5.7%) Land $129,800 | |
| 2025 | $1,301.00 (+3.01%) Homeowner's exemption | $61,400 Land $61,400 | $122,800 Land $122,800 |
| 2024 | $1,263.00 | ||
| 2023 | $52,000 | $104,000 | |
| 2022 | $1,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2532 Gilbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2532 Gilbert Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES serves 14,215 people · EPA ID MI0004740 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
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