2529 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2529 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1988
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2024)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-3850`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-3850`
Alternative APNs	`34180201093850` `02183401093850` `4994637.0` `4994637`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,940 sqft
1st Floor Area	1,500 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4994637
Street Address	2529 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	3-18-34 LOTS 9384 9385 & 9386 EXC E 25 FT BLK 302 FLORIDA SHORES UNIT 10 MB 23 PG 147 PER OR 4859 PG 2508 PER OR 5791 PG 1926 PER OR 5272 PG 2571 PER OR 7941 PG 1362 PER OR 8371 PG 3922 PER OR 8546 PG 2443 PER OR 8631 PG 3093 PER OR 8804 PG 853
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	302
Legal Lot Number	9384
Legal Unit	10
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1018
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Intrafamily Transfer, Transfer
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 22, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	202477573
Deed Book / Page	8546 / 2443
Last Transfer Date	Jan 16, 2026
Transfer Doc	0088040853
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jan 16, 2026
Property Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923
Document Number	0088040853
Book / Page	8804 / 853
Instrument Date	Jan 16, 2026
Instrument	2026009533
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E YELKCA TER, EDGEWATER, FL 32132-1675

Mortgage

Document Number	0085462445
Date	Apr 22, 2024
Book Page	8546/2445
Instrument	2024077574

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Feb 22, 2023
Property Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923
Document Number	0083713922
Book / Page	8371 / 3922
Map Reference	MB 23 PG 147
Instrument Date	Feb 22, 2023
Instrument	2023037077
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 13, 2020
Property Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923
Document Number	0079411362
Book / Page	7941 / 1362
Map Reference	MB 23 PG 147
Instrument Date	Oct 28, 2020
Instrument	2020-219360
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,021.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 INDIAN RD, 2, DUDLEY, MA 01571-6063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2529 UMBRELLA TREE DR, EDGEWATER, FL 32141-4923

Mortgage

Document Number	0079411364
Date	Nov 13, 2020
Instrument	7941/1364

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,805 (+7.1%) Land $63,504 Building $252,301	$315,805 (+7.1%) Land $63,504 Building $252,301
2025	$4,590.00 (+150.96%) Homeowner's exemption	$294,867 (+114.84%) Land $49,680 Building $245,187	$294,867 (+5.55%) Land $49,680 Building $245,187
2023	$1,829.00 (+2.93%) Homeowner's exemption	$137,251 (+3%)	$279,370 (+13.54%) Land $38,640 Building $240,730
2022	$1,777.00 Homeowner's exemption	$133,253	$246,045 Land $27,232 Building $218,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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