2603 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2603 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 2001
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jun 2023)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-10-9880`

Property Details

APN / Parcel Number

Primary APN	`8402-01-10-9880`
Alternative APNs	`34180201109880` `02183401109880` `3946472.0` `3946472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	37 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3946472
Street Address	2603 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 10988 10989 & 10990 EXC E 25 FT BLK 350 FLORIDA SHORES NO 14 MB 19 PG 215 PER OR 4273 PG 4246 PER OR 8188 PG 1676 PER OR 8335 PG 2203 PER OR 8421 PG 4250 PER OR 8767 PG 1422
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	350
Legal Lot Number	10988
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1047
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 16, 2023	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Nov 16, 2022 · Amount on Record
Deed Document Number	2023124697
Deed Book / Page	8421 / 4250
Last Transfer Date	Oct 9, 2025
Transfer Doc	0087671422
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Oct 15, 2025
Property Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311
Document Number	0087671422
Book / Page	8767 / 1422
Map Reference	MB 19 PG 215
Instrument Date	Oct 9, 2025
Instrument	2025193552
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S PINE ST, NEW SMYRNA BEACH, FL 32169-2946

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 16, 2023
Property Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311
Document Number	0084214250
Book / Page	8421 / 4250
Map Reference	MB 19 PG 215
Instrument Date	Jun 14, 2023
Instrument	2023124697
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311

Mortgage

Document Number	0084214252
Date	Jun 16, 2023
Instrument	8421/4252

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 16, 2022
Property Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311
Document Number	0083352203
Book / Page	8335 / 2203
Map Reference	MB 19 PG 215
Instrument Date	Nov 14, 2022
Instrument	2022255997
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 GARDEN TERRACE CT, 4, MONROE, NJ 08831-5997

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311

Mortgage

Document Number	0083352205
Date	Nov 16, 2022
Instrument	8335/2205

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 18, 2022
Property Address	2603 UMBRELLA TREE DR, EDGEWATER, FL 32141-5311
Document Number	0081881676
Book / Page	8188 / 1676
Map Reference	MB 19 PG 215
Instrument Date	Jan 13, 2022
Instrument	2022011547
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,753.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 BIRDSONG RD, 1701, SOUTH PRINCE GEORGE, VA 23805-7310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GARDEN TERRACE CT, MONROE TOWNSHIP, NJ 08831-5997

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,166 (+1.33%) Land $64,800 Building $237,366	$302,166 (+1.33%) Land $64,800 Building $237,366
2025	$5,430.00 (-1.74%)	$298,213 (+0.97%) Land $64,800 Building $233,413	$298,213 (+0.97%) Land $64,800 Building $233,413
2024	$5,526.00 (-2.44%)	$295,346 (-0.84%) Land $59,520 Building $235,826	$295,346 (-0.84%) Land $59,520 Building $235,826
2023	$5,664.00 (+32.93%)	$297,859 (+16.5%) Land $63,000 Building $234,859	$297,859 (+16.5%) Land $63,000 Building $234,859
2022	$4,261.00	$255,678 Land $44,400 Building $211,278	$255,678 Land $44,400 Building $211,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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