2520 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2520 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,686 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$193,223 (May 2020)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4540`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4540`
Alternative APNs	`34180201094540` `02183401094540` `4881701.0` `4881701`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,386 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	380 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4881701
Street Address	2520 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9454 & 9455 BLK 306 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 4899 PG 0647 PER OR 7558 PG 1926 PER OR 7715 PG 4466 PER OR 7848 PG 0579 PER OR 8342 PG 3663
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	306
Legal Lot Number	9454
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1017
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 1, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 2, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202081661
Deed Book / Page	7848 / 579
Last Transfer Date	Dec 5, 2022
Transfer Doc	0083423663
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Dec 7, 2022
Property Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Document Number	0083423663
Book / Page	8342 / 3663
Map Reference	MB 23 PG 147
Instrument Date	Dec 5, 2022
Instrument	2022269497
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BRASS MILL DAM RD, TORRINGTON, CT 06790-2702

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924

Mortgage

Document Number	0079700789
Date	Jan 8, 2021
Book Page	7970/789
Instrument	2021-005269

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 1, 2020
Property Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Document Number	0078480579
Book / Page	007848 / 000579
Instrument Date	Apr 17, 2020
Instrument	81661
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 UMBRELLA TREE DR EDGEWATER FL 321414924, EDGEWATER, FL 32141-4924

Mortgage

Document Number	78480590
Date	May 1, 2020
Book Page	007848/000590
Instrument	81662

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 2, 2019
Property Address	2520 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Document Number	0077154466
Book / Page	007715 / 004466
Instrument Date	Jul 2, 2019
Instrument	130881
Transaction Type	Foreclosure
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$907.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	499 NW 70TH AVE #309 PLANTATION FL 333177574, 309, PLANTATION, FL 33317-7574
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,226 (+2.7%)	$249,737 (+1.18%) Land $54,000 Building $195,737
2025	$2,612.00 (+2.96%) Homeowner's exemption	$185,225 (+5.99%)	$246,818 (+3.13%) Land $54,000 Building $192,818
2023	$2,537.00 (+2.59%) Homeowner's exemption	$174,763 (+3%)	$239,318 (+14.51%) Land $42,000 Building $197,318
2022	$2,473.00 Homeowner's exemption	$169,673	$208,995 Land $29,600 Building $179,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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