2524 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2524 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1986
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 2017)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-09-4520`

Property Details

APN / Parcel Number

Primary APN	`8402-01-09-4520`
Alternative APNs	`34180201094520` `3940563.0` `3940563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	220 sqft
Porch	Finished/Screened Porch
Porch Area	425 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3940563.0
Old Parcel Number	34180201094520
Street Address	2524 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 9452 & 9453 BLK 306 FLORIDA SHORES NO 10 MB 23 PG 147 PER OR 3203 PG 1307 PER OR 7165 PG 3054 PER OR 7455 PG 4621
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	306
Legal Lot Number	9452 9453
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1017
Census Tract	83006

Owner

2524 Umbrella Tree Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2524 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAUNCH CU
Aug 24, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Oct 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Prior Sale	Sep 22, 2015 · Amount on File
Deed Document Number	2017-193079
Deed Book / Page	7455 / 4621
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2524 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924

Mortgage

Document Number	0080850900
Date	Jul 19, 2021
Book Page	8085/900
Instrument	2021-167883

Lender

Name	LAUNCH CU
Type	Credit Union
Address	MERRITT ISLAND, FL 32952

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2524 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Document Number	0077421887
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2524 UMBRELLA TREE DR EDGEWATER FL 321414924, EDGEWATER, FL 32141-4924

Mortgage

Document Number	0077421887
Date	Sep 6, 2019
Book Page	007742/001887
Instrument	174082

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 5, 2017
Property Address	2524 UMBRELLA TREE DR, EDGEWATER, FL 32141-4924
Document Number	0074554621
Book / Page	007455 / 004621
Instrument Date	Oct 4, 2017
Instrument	193079
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2524 UMBRELLA TREE DR EDGEWATER FL 321414924, EDGEWATER, FL 32141-4924

Mortgage

Document Number	74554623
Date	Oct 5, 2017
Book Page	007455/004623
Instrument	193080

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2524 Umbrella Tree Dr was $2,422 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 Homeowner's exemption	$157,234	$246,061 Land $54,000 Building $192,061
2023	$2,039.00 (+2.82%) Homeowner's exemption	$148,353 (+3%)	$238,548 (+13.8%) Land $42,000 Building $196,548
2022	$1,983.00 Homeowner's exemption	$144,032	$209,616 Land $29,600 Building $180,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2524 Umbrella Tree Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	28 (1999–2025)
Claims Outside the SFHA	28 of 28
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Ian, Sep 2022 · 8 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2524 Umbrella Tree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Umbrella Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures