2528 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2528 Cross Section Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	1 ba · 1,144 sqft · built 1900
Lot Size	51.9 acres (2,263,421 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2016)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-002450`

Property Details

APN / Parcel Number

Primary APN	`02-002450`
Alternative APNs	`2002450` `002450`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,144 sqft Total Area
Basement Area	1,800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Metal
Lot Area	2,263,421 sqft (51.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Shed	1 Shed
Shed Area	1,800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002450
Street Address	2528 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 51.9606 ACS 2528 CROSS SECTION RD AG PRES EASE 5453/230
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2012
Census Tract	502000

Owner

Source: Carroll County records · APN 02-002450

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2528 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2016 · Amount on Record
Deed Sale	Oct 11, 2016 · Amount on Record
Deed Book / Page	8476 / 281
Last Transfer Date	Oct 22, 2020
Transfer Doc	0099620154
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 23, 2020
Property Address	2528 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Document Number	0099620154
Book / Page	009962 / 000154
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Dec 03, 2020
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	BAUMGARDNER RD WESTMINSTER MD 21158, WESTMINSTER, MD 21158

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,200 (+4.15%) Land $134,200 Building $111,000	$245,200 (-) Land $134,200 Building $111,000
2025	$2,696.00 (+10.54%) Homeowner's exemption	$235,433 (+9.05%)	$245,200 (+13.57%) Land $134,200 Building $111,000
2023	$2,439.00 Homeowner's exemption	$215,900 Land $134,200 Building $81,700	$215,900 Land $134,200 Building $81,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20