Carroll County property record for 2560 Cross Section Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,310 sqft Total Area |
| Lot Size | 112,820 sqft (2.59 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2019) |
| Tax Bill | $2,663.00 (2025) |
| Primary APN | 02-003171 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,310 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 112,820 sqft (2.59 acres) |
| Deck Area | 196 sqft Deck |
| Patio Area | 196 sqft Patio |
| Porch Area | 168 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 003171 |
|---|---|
| Street Address | 2560 CROSS SECTION RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 2.59 ACS 2560 CROSS SECTION RD N OF TYRONE |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 2, UNIONTOWN |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 502000 |
Source: Carroll County records · APN 02-003171
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW WINDSOR STATE BANK |
| Jul 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CNB BANK INC |
| Jan 18, 2019 | Deed, Construction Loan · Building or Construction Mortgage CNB BANK INC |
| Jul 23, 2018 | Quit Claim Deed, Foreclosure ATTORNEY ONLY |
| Jan 05, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | Jan 05, 2018 · Amount on Record |
| Deed Book / Page | 9209 / 11 |
| Prior Transfer Date | Jul 11, 2018 |
| Prior Transfer Doc | 0090720186 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0110370482 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 11037/482 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | ENOLA, PA 17025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0100310081 |
|---|---|
| Date | Jan 06, 2021 |
| Book Page | 10031/81 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 30, 2019 |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0093590460 |
| Book / Page | 9359 / 0460 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0009359468 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 9359/468 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 18, 2019 |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0092090011 |
| Book / Page | 9209 / 0011 |
| Instrument Date | Jan 04, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0000920920 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 9209/20 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.74% |
| Type Change Date | Feb 01, 2027 |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 6.49% |
| Index | Other |
| Max Rate | 9.74% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 23, 2018 |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0090720186 |
| Book / Page | 009072 / 000186 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 05, 2018 |
| Property Address | 2560 CROSS SECTION RD, WESTMINSTER, MD 21158-2614 |
| Document Number | 0089090344 |
| Book / Page | 008909 / 000344 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $169.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,900 (+5.48%) Land $140,900 Building $110,000 | $250,900 (-) Land $140,900 Building $110,000 | |
| 2025 | $2,663.00 (+11.28%) Homeowner's exemption | $237,867 (+12.31%) | $250,900 (+18.46%) Land $140,900 Building $110,000 |
| 2023 | $2,393.00 Homeowner's exemption | $211,800 Land $140,900 Building $70,900 | $211,800 Land $140,900 Building $70,900 |
2560 Cross Section Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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