2562 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2562 Cross Section Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,832 sqft · built 2019
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on File
Last Sale	$97,500 (Apr 2019)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-002701`

Property Details

APN / Parcel Number

Primary APN	`02-002701`
Alternative APNs	`2002701` `002701`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,832 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	99,317 sqft (2.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002701
Street Address	2562 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	OC # 1 - 2.2796 ACS 2562 CROSS SECTION RD NR VILLAGE OF MAYBERRY
Legal Lot Number	OC#1
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2012
Census Tract	502000

Owner

Source: Carroll County records · APN 02-002701

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2562 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 08, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Apr 05, 2019	Deed, Construction Loan · Construction Mortgage SEVERN SAVINGS BANK FSB
Apr 04, 2019	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2019 · Amount on Record
Deed Sale	Apr 05, 2019 · Amount on Record
Prior Sale	Apr 04, 2019 · Amount on Record
Deed Book / Page	9258 / 93
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2562 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	R & P SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095800184
Date	Feb 26, 2020
Book Page	9580/184

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2562 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099890073
Date	Dec 08, 2020
Book Page	9989/73

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

April 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 05, 2019
Property Address	2562 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Document Number	0092580093
Book / Page	9258 / 0093
Instrument Date	Apr 03, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPAINY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	810 S SPRINGDALE RD, NEW WINDSOR, MD 21776-9726

Mortgage

Document Number	0009258102
Date	Apr 05, 2019
Instrument	9258/102

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 01, 2020

April 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 04, 2019
Property Address	2562 CROSS SECTION RD, WESTMINSTER, MD 21158-2614
Document Number	0092560212
Book / Page	9256 / 0212
Instrument Date	Mar 15, 2019
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 93, NEW WINDSOR, MD 21776-0093

Mortgage

Document Number	0009256218
Date	Apr 04, 2019
Instrument	9256/218

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Apr 01, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,600 (+8.95%) Land $137,700 Building $385,900	$523,600 (+8.95%) Land $137,700 Building $385,900
2025	$5,763.00 (+6.13%)
2023	$5,430.00	$480,600 Land $137,700 Building $342,900	$480,600 Land $137,700 Building $342,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Quantum Telecommunications.

Based on FCC filings for 19 locations within half a mile of this property.

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