Carroll County property record for 2409 Cross Section Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,512 sqft · built 2005 |
| Lot Size | 1.26 acres (55,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2023) |
| Tax Bill | $5,475 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2023 Assignment + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-022192 |
| Primary APN | 02-022192 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Total Area |
| Utility Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,016 sqft (1.26 acres) |
| Garage Type | Mixed |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 187 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022192 |
|---|---|
| Street Address | 2409 CROSS SECTION RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | OC #2 - 1.2629 ACS 2409 CROSS SECTION RD NW OF TYRONE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 502000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2401 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK |
| Jul 17, 2023 | Assignment of Lease, Transfer |
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 6, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2023 · Amount on Record |
| Deed Sale | Jul 17, 2023 · Amount on Record |
| Prior Sale | Dec 13, 2004 · Amount on Record |
| Deed Book / Page | 11074 / 454 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0093090244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 17, 2023 |
| Property Address | 2409 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Document Number | 0110740454 |
| Book / Page | 11074 / 454 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2401 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Document Number | 0110740462 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 11074-0462 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Assignment of Lease |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 17, 2023 |
| Property Address | 2409 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Document Number | 0110740473 |
| Book / Page | 11074 / 473 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2409 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0107790272 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 10779/272 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2409 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Document Number | 0095590239 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2409 CROSS SECTION RD WESTMINSTER MD 211582611, WESTMINSTER, MD 21158-2611 |
| Document Number | 0095590239 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 009559/000239 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 6, 2019 |
| Property Address | 2409 CROSS SECTION RD, WESTMINSTER, MD 21158-2611 |
| Document Number | 0093090244 |
| Book / Page | 009309 / 000244 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2409 CROSS SECTION RD WESTMINSTER MD 211582611, WESTMINSTER, MD 21158-2611 |
| Document Number | 93090252 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 009309/000252 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2049 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,475.00 (+8.96%) | $483,600 (+9.08%) Land $127,600 Building $356,000 | $483,600 (-) Land $127,600 Building $356,000 |
| 2025 | $5,025.00 (+22.59%) | $443,333 (+22.2%) | $483,600 (+33.3%) Land $127,600 Building $356,000 |
| 2023 | $4,099.00 (+1.26%) Homeowner's exemption | $362,800 (+1.26%) Land $127,600 Building $235,200 | $362,800 (-) Land $127,600 Building $235,200 |
| 2022 | $4,048.00 Homeowner's exemption | $358,300 | $362,800 Land $127,600 Building $235,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures