2545 Cross Section Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2545 Cross Section Rd, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,288 sqft Total Area
Lot Size	50,922 sqft (1.16 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2017)
Tax Bill	$3,101.00 (2025)

Owner

Source: Carroll County records · APN 02-020386

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2545 CROSS SECTION RD, WESTMINSTER, MD 21158-2613
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Deed Doc Number	20178803-0364
Deed Book / Page	8803 / 364
Prior Transfer Date	Sep 08, 2017
Prior Transfer Doc	0088030364
Record Refreshed	Sep 20, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 14, 2017
Property Address	2545 CROSS SECTION RD, WESTMINSTER, MD 21158-2613
Document Number	0088030364
Book / Page	8803 / 0364
Instrument Date	Sep 08, 2017
Instrument	8803-0364
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2545 CROSS SECTION RD, WESTMINSTER, MD 21158-2613

Mortgage

Document Number	88030380
Date	Sep 14, 2017
Instrument	8803-0380

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,700 (+28.82%) Land $126,600 Building $188,100	$314,700 (+28.82%) Land $126,600 Building $188,100
2025	$3,101.00 (+12.36%) Homeowner's exemption
2023	$2,760.00 Homeowner's exemption	$244,300 Land $126,600 Building $117,700	$244,300 Land $126,600 Building $117,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-020386`
Alternative APNs	`2020386` `020386`

Interior

Full Baths	2 Baths
Building Area	1,288 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	50,922 sqft (1.16 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	240 sqft Shed
Deck Area	100 sqft Deck
Porch Area	276 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	020386
Street Address	2545 CROSS SECTION RD
City	WESTMINSTER
State	MD
Zip	21158-2613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 1.169 ACS 2545 CROSS SECTION RD E OF MAYBERRY
Legal Subdivision	MAYBERRY
Jurisdiction	CARROLL MD
Minor Civil Division	2, UNIONTOWN
Census Blockgroup	2
Census Block	2002
Census Tract	502000