2511 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2511 Independence Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1982
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2023)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1626300775000C0330`

Property Details

APN / Parcel Number

Primary APN	`1626300775000C0330`
Alternative APN	`85848`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	2,376 sqft
1st Floor Area	1,296 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	90 ft deep x 62 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85848
Street Address	2511 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8809
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 33
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VILLAGE
Legal Phase	1
Legal Tract	775
Legal Block	C
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records · APN 1626300775000C0330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2511 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jul 01, 2003 · Amount on Record
Deed Document Number	2023095544
Deed Book / Page	6445 / 1217
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2023
Property Address	2511 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809
Document Number	0064451217
Book / Page	6445 / 1217
Map Reference	MB 5 PG 184
Instrument Date	Jul 21, 2023
Instrument	2023095544
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2511 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2511 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809

Mortgage

Document Number	0064451219
Date	Jul 25, 2023
Instrument	6445/1219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+447.07%) Homeowner's exemption	$178,600 (+176.19%) Land $48,000 Building $130,600	$178,600 (+24.81%) Land $48,000 Building $130,600
2023	$444.00 (-13.95%) Homeowner's exemption Widower's exemption	$64,665 (+3%)	$143,100 (+42.39%) Land $35,000 Building $108,100
2022	$516.00 Homeowner's exemption Widower's exemption	$62,782	$100,500 Land $25,000 Building $75,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.