2508 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2508 Independence Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1981
Lot Size	0.137 acres (5,967 sqft)
Owner	Individual Name on Record
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0775-000F-0050`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0775-000F-0050`
Alternative APNs	`2630160775000F0050` `85898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	1,602 sqft
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,967 sqft (0.137 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	702 sqft
Carport	Carport
Carport Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2508 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8808
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK F LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG PH 1
Legal Phase	1
Legal Tract	775
Legal Block	F
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Sep 18, 2019	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Sep 25, 2017	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Sep 25, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017
Deed Sale	Sep 25, 2017
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	2017135345
Deed Book / Page	5212 / 662
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0048890397
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053651769
Date	Jul 11, 2018
Book Page	5365/1769
Instrument	2018106288

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055912471
Date	Sep 18, 2019
Book Page	5591/2471
Instrument	2019120909

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2017
Property Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Document Number	0052120661
Book / Page	5212 / 0661
Map Reference	MB5 PG184
Instrument Date	Sep 22, 2017
Instrument	2017135344
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2508 INDEPENDENCE LN, 2508, SAINT CLOUD, FL 34772-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808

Mortgage

Document Number	0052120663
Date	Sep 25, 2017
Instrument	5212/0663

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2017
Property Address	2508 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Document Number	0052120662
Book / Page	005212 / 000662
Instrument Date	Sep 21, 2017
Instrument	135345
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 INDEPENDENCE LN ST CLOUD FL 347728808, ST CLOUD, FL 34772-8808

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+4.27%) Homeowner's exemption	$104,232 (+5.99%)	$194,500 (+7.16%) Land $48,000 Building $146,500
2024	$1,053.00 (+4.05%)
2023	$1,012.00 (+5.31%) Homeowner's exemption	$98,345 (+3%)	$181,500 (+41.91%) Land $35,000 Building $146,500
2022	$961.00 Homeowner's exemption	$95,481	$127,900 Land $25,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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